Template · 7 min

CDD Drift Comparison Template

A side-by-side comparison framework for spotting CDD profile drift — expected behavior at onboarding vs. actual transaction patterns at review.

For: BSA / AML analysts during CDD refresh cycles

Section 1 of 2

What this template helps you do

This template is structured. The working copy is being finalized by our subject-matter editors — directionally accurate today, refined shortly.

Capture the expected-behavior baseline established at onboarding in structured fields, not narrative.
Surface the actual-behavior pattern from the review period in the same field shape, side-by-side.
Make the drift visible — the template highlights field-level deltas so the reviewer can confirm whether escalation is warranted.

Section 2 of 2

When to use it

CDD refresh cycles for high-risk customers.
Investigating an alert where the customer profile may have shifted since onboarding.

BSA / AML Playbook

The artifact is the start. The course is where it sticks.

Use this template, then walk through the practice loop in the AiBI-Foundation course — the same prompts, with reviewed work you can take to your team.

Start your BSA / AML path Back to the playbook