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BSA / AML PlaybookTemplate

Template · 6 min

SAR Narrative Template

A starter narrative shell that enforces the FinCEN five-element structure (who, what, where, when, why) and prompts the reviewer signature line.

For: BSA / AML analysts and officers

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What this template helps you do

This template is structured. The working copy is being finalized by our subject-matter editors — directionally accurate today, refined shortly.

  • Open the narrative with a one-line summary of the activity (the "what").
  • Walk through the five elements in the order FinCEN expects: who, what, where, when, why.
  • Keep customer PII out of the AI prompt; the template prompts you to use customer reference codes only.
  • Capture the reviewer signature line and filing-deadline tracker separately so the narrative itself stays self-contained.
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When to use it

  • Drafting a SAR narrative on a structuring pattern, third-party transfer ring, or layered cash deposit case.
  • Recovering a narrative your reviewer kicked back for missing one of the five elements.
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Reviewer principle

Every AI-assisted artifact in this playbook is human-reviewed before it leaves your institution. The template enforces structure; the reviewer signs.
BSA / AML Playbook

The artifact is the start. The course is where it sticks.

Use this template, then walk through the practice loop in the AiBI-Foundation course — the same prompts, with reviewed work you can take to your team.

Start your BSA / AML pathBack to the playbook