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BSA / AML PlaybookReference

Reference · 4 min

Structuring Pattern Reference

A reference card of common structuring patterns with the FinCEN typology vocabulary, calibrated to the kinds of transactions community banks actually see.

For: BSA / AML analysts and front-line tellers

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What this reference covers

This template is structured. The working copy is being finalized by our subject-matter editors — directionally accurate today, refined shortly.

  • The most common structuring patterns by transaction shape (cash deposits, wire layering, third-party transfers).
  • The FinCEN typology vocabulary you should use in narratives so examiners recognize the pattern.
  • A short list of red-flag combinations that warrant escalation even when no single transaction crosses a threshold.
BSA / AML Playbook

The artifact is the start. The course is where it sticks.

Use this template, then walk through the practice loop in the AiBI-Foundation course — the same prompts, with reviewed work you can take to your team.

Start your BSA / AML pathBack to the playbook