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playbooks/lending/decision-summary-template

Decision Summary Template

A consistent decision-memo shell for loan approvals, denials, and counter-offers — the documentation an examiner expects to see and a successor reviewer can read cold.

Read the template Download Word file
decision-summary-template.mdTemplate · 6 min

Contents

  1. 01What this memo captures

For: Loan reviewers and credit officers

PlaybooksLendingTemplate

01

What this memo captures

This template is structured. The working copy is being finalized by our subject-matter editors — directionally accurate today, refined shortly.

  • Applicant facts the decision relied on, with sources.
  • Credit policy provisions the decision applied.
  • Reviewer reasoning — the bridge from facts to verdict.
  • Any exception flagged, with the override sign-off.

Lending Playbook

Practice this in the course.

The AiBI-Foundation course walks through the same prompts, with reviewed work you can take to your team.

Start your Lending path Back to the playbook
Decision Summary Template — Lending Playbook — The AI Banking Institute