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Lending PlaybookChecklist

Checklist · 4 min

Fair-Lending Pre-Check Checklist

A pre-decision checklist a loan reviewer runs before a denial or counter-offer is communicated — surfaces fair-lending concerns while they can still be addressed.

For: Loan reviewers and credit officers

Section 1 of 1

Before this decision is communicated

This template is structured. The working copy is being finalized by our subject-matter editors — directionally accurate today, refined shortly.

  • Decision criteria applied to this applicant match the documented credit policy.
  • Any exception to credit policy is documented with reviewer sign-off.
  • Decision rationale references applicant-specific facts, not protected-class proxies.
  • Adverse-action language has been pre-checked for bias-associated phrasing.
  • Decision is consistent with how similarly situated applicants have been treated.
Lending Playbook

The artifact is the start. The course is where it sticks.

Use this template, then walk through the practice loop in the AiBI-Foundation course — the same prompts, with reviewed work you can take to your team.

Start your Lending pathBack to the playbook